What is Positive Pay?

Positive pay is a fraud-prevention system offered by most commercial banks to companies to protect them against forged, altered, and counterfeit checks.

How does Positive Pay work?

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Positive Pay works by matching the dollar amount of each check, the check number and the account number that is presented for payment against checks that have been previously authorized and issued by your business. After submitting your payments, we will generate a file for you to upload to your bank. When the checks are deposited or cashed, your bank will compare the checks to our authorized check file in order to verify or decline the transaction.



How do I get Positive Pay?

Reach out to your account manager to get started. We will need to mirror our file to match your bank’s format.